The PM Kisan Yojana is a government plan that gives ₹2000 every few months to farmers to help them. This money is called an installment.
For the 18th installment in 2025, farmers must check something called FTO Process. This helps the government know if the money should go to the farmer’s bank account.
What is FTO Process?
FTO means Fund Transfer Order.
It is like the government saying, “Yes, we will send the money to the farmer’s account.”
If the FTO shows “Yes”, then the money will come soon.
If it shows “No”, then there is a problem, and the money will not come until it is fixed.
What Happens If FTO Says “Yes”?
If it shows “FTO Process Yes”, this means the government has approved your money.
Sometimes, the money may still take a few days to come because of bank work or technical delays. But don’t worry — it will come to your bank account.
What Happens If FTO Says “No”?
If it shows “FTO Process No”, there is a problem. The reasons can be:
- Your Aadhaar card has wrong details.
- Your bank account number is wrong.
- Your bank IFSC code is wrong.
- Your documents are not fully correct or not uploaded.
In this case, the ₹2000 money will not come until you fix the problem.
How to Be Eligible for 18th Installment 2025
To get the money, your details must show “Yes” in these three things:
- Land Seeding – Your land must be linked to your name.
- e-KYC Status – You must finish e-KYC (online ID check).
- Aadhaar-Bank Link – Your Aadhaar must be connected to your bank account.
If all these show “Yes”, you will get the money.
Why FTO Shows “No”
The FTO may show “No” if:
- Your bank account number or IFSC code is wrong.
- Your land records are not updated.
- Your e-KYC is not completed.
- Your documents are missing or not correct.
How to Fix FTO “No” Problem
- Check if your Aadhaar card details are correct.
- Check if your bank account number and IFSC code are right.
- Complete your e-KYC online or by visiting the nearest center.
- Make sure your land records are updated and linked to your name.
2025 Latest News Update
- The government said the 18th installment will be given in July 2025.
- Farmers should complete their e-KYC by June 30, 2025, or they won’t get the money.
- Many farmers got FTO Process Yes, and money has started coming to their bank accounts.
- Those with FTO No must fix their documents quickly to get the payment.
Simple Questions and Answers
Q1: What is FTO?
FTO means the government saying “Yes, send money to the farmer’s account.”
Q2: What happens if FTO shows “No”?
The farmer will not get the money. They must check and fix their Aadhaar, bank details, land records, and e-KYC.
Q3: When will the 18th installment come?
If all your details are correct, the money will come in July 2025.